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Old 09-04-2007, 08:17 AM   #18
AnimeSpirit
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I feel that anyone with any kind of financial discipline could get the shopping done just as easily with a credit card, savings account, or coffee can. Each of these methods have their ups and down that distinguish them from layaway plans, but they are still just as effective. Only with the credit card do you get to take the item home right away.
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