Hi Mr. Graham - given the issues in your market right now, and the possible fallout (and present fallout) - (1) how will the process of applying for and qualifying for a mortgage change from this point going forward? (2) Will 1st time homebuyers have it harder? (3) If I am relocating from let's say North Carolina to Seattle to be closer to my main office and want to maintain the same size and level of housing I will need a -much - larger mortgage. Will the current fallout make my chances harder to qualify (assuming lateral xfer and no pay increase).
Thanks for your insight.
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