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Old 01-29-2007, 11:42 AM   #7
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Ok, I went and spoke with a teller and got some info. First, please don't shoot the messenger!

Yes there is a $3 fee if you are not a bank customer, but it doesn't stop there. Did you know that you can no longer buy a money order with cash if you do not have an account? Some of these changes were brought on by the Patriot Act while others out of the desire to cover costs. Of course, if the check is not drawn from Amsouth, as a non-customer, they will not cash it at all for any price. Time to go to Thrifty's! LOL, they charge a percentage I think! That is probably how Fast Cash type outfits operate too.

But back to Amsouth. If you do not have an account, you must provide your finger print on the check in order to cash it. That right there is enough to scare me off. Nobody (that I know of) has my finger print on file! And I hope to keep it that way. But the 3 bucks is meant to cover the costs of waiting in line, getting your fingerprint taken, and also as "insurance" to help cover the cost of fraud arising from cashing checks, and so on.

IMHO, the moral of the story is just to deposit checks into an account which both insures that you will pay any applicable taxes, but also that you are not funneling money to a radical muslim terrorist organization, I suppose. Which is fine as long as you don't need the money right then and there. LOL, if I make a deposit after 2pm on a Friday, I don't see the money in my account until Tuesday. When I was a kid, that cutoff was 3pm. Go figure. So much for the advances of modern computers........

Good Luck to you Whois! OK, you can shoot me if you want. I don't mind since I don't work there.
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