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Old 09-04-2007, 06:26 AM   #16
Texasbelle
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LOL, you are exactly right! I was trying to give you a compliment!
Good, that's what I was hoping for!!!!
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Old 09-04-2007, 08:09 AM   #17
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Originally Posted by Texasbelle View Post
Well, Pie , I hate to be the bearer of bad news but most kids only like what's popular right here and right now. So whatever you buy in Jan, March, or June, they probably will be disinterested in by December! Just try the saving situation, you'll like it!
Well Belle I hate to tell you that little ones like I have don't care about what is popular. They are 4 & 5 what do they care. They only know what interest them. So I can still buy when I want. Also if you do the savings and you have a child that is into popular and right here and now you still may not have enough money saved.
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Old 09-04-2007, 08:17 AM   #18
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I feel that anyone with any kind of financial discipline could get the shopping done just as easily with a credit card, savings account, or coffee can. Each of these methods have their ups and down that distinguish them from layaway plans, but they are still just as effective. Only with the credit card do you get to take the item home right away.
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Old 09-04-2007, 09:06 AM   #19
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Originally Posted by AnimeSpirit View Post
I feel that anyone with any kind of financial discipline could get the shopping done just as easily with a credit card, savings account, or coffee can. Each of these methods have their ups and down that distinguish them from layaway plans, but they are still just as effective. Only with the credit card do you get to take the item home right away.
Well said Anime!!!!
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Old 09-05-2007, 07:10 AM   #20
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Layaway that is when someone holds your money for you so you will not spend it. Some children are very spoiled and are picky about their gifts and others are just happy to get a gift no matter what it is.
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